Our Services

We are dedicated to making approval for loans faster and easier for our customers since 2005. If you need a sum of money for an unforeseen medical expense, home improvement, a new car or just need a little extra cash until payday, Preferred Loans is here to help. We service the Gonzales, Baton Rouge and surrounding areas. You’ll experience high quality customer service with Preferred Loans.

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Personal Loans

Vacation Loans, Medical Bills, Unexpected Expenses, Holiday Loans, Funeral Expenses & More — The possibilities are ENDLESS!

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Auto Loans

We provide financing on used vehicles.

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Real Estate Loans

Loans for home improvements or home remodels up to $25,000

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Debt Consolidation Loans

We can provide a debt consolidation plan if you’re struggling with credit cards and previous loan debt.

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 FAQs

  • Cash, Check, Money Order, Automatic Bank Draft, Mastercard Debit Cards, VISA Debit Cards & Discover Debit Cards are all accepted.

    Our system does not accept Cash App cards or Credit Cards for payments.

  • Our third party payment processor charges a $6.95 fee on all debit card transactions. We do not charge convenience fees on any other payment methods.

  • We will take an application on you, run your credit, and verify your full time employment of at least 1 year. The amount that you are approved for depends on the purpose of the loan, your credit history, your income, and the items that you have for collateral.

  • The application process takes about an hour. Once you are approved, you will have the cash you need within a few hours.

  • Whatever you need extra cash for! Weddings, vacations, education, home improvement, unplanned emergencies, celebrations, funeral expenses, medical bills, moving expenses...THE POSSIBILITIES ARE ENDLESS!

  • We will need a valid Louisiana drivers license, your social security card and your last 2 check stubs or your last bank statement.

    In lieu of your social security card, we can also accept last year’s tax return.

  • We report directly to Equifax.

  • You will receive your funds by check. You can cash the check at any Investar Bank location, or you can deposit it directly into your bank account.

  • No! We allow you to pay off your loan early without any penalties or fees attached.

  • Loan terms are decided on an individual basis. We take into account each customer's needs. A variety of factors play a part in how the terms are decided: credit history, income, value of collateral, etc.

  • No, your rate will stay the same the entire length of your loan.

  • Yes, depending on the amount of the loan, we either need household items to list for collateral or a vehicle title.

    Household items- TVs, Washers, Dryers, Laptops, Lawn Mowers, etc.

  • Online: preferredloans.org/onlinepayment

    By Phone: 225-644-0304

    By Mail or In Person: 12241 Roddy Rd Gonzales, LA 70737

  • You are welcome to make a payment online in the payment portal, or we have a drop box located in the drive thru that cash/check payments can be dropped off in. Envelopes are located in our drive through for your convenience.


  • Yes, once you are out of your 10 day grace period, a late fee will be added onto your payment amount.

  • Give us a call at (225) 644-0304 or send an email to info@preferredloans.org

  • Your title will be released 30 days after your final payment is received. Your title can be mailed or picked up from our office.

  • Your loan number is located at the top of your finance contract. If you are unable to find it, you can contact our office at 225-644-0304 or email info@preferredloans.org for your account number.

  • We do not. We handle all debt collection in our office. If you have been contacted by a debt collector, visit our Collections page to learn more.